I have had two WordPress blogs hacked into in the past. That was at a time when I was doing very little internet marketing, and until I found time to address the situation (months later), these sites were penalised in the search engines. They were not removed, but the rankings were reduced.
The fix wordpress malware protection Codex has an outline of what permissions are acceptable. Directory and file permissions can be changed via an FTP client or within the administrative page from the web host.
Don't make the mistake of thinking that your hosting company will have your back so far as WordPress copies go. Not always. It's been my experience that the hosting company may or might not be doing backups, while they say click this site they do. Why take that kind of chance?
It represents a task that is essential while it's an odd term : creating a WordPress backup visit this website of your site to work on offline, or in case something should go amiss. We're not only being obsessive-compulsive here: servers go down every day, despite their promises of 99.9% uptime, and if you've had this happen to you, you understand the fear is it can cause.
Install the WordPress Firewall Plugin. This plugin investigates web requests with simple WordPress-specific heuristics to recognize and prevent attacks.
There are always going to be risks being online (or even just being alive!) And go now it's easy to get caught up in the fear. We put the breaks on As soon as we get caught up in the fear. This isn't a reaction that is good. Take some common sense precautions forge ahead. It will have to be addressed then, if something does happen and of quaking in your boots 23, no amount will have helped. All is good, if nothing does and you have not made yourself sick with worry.